Corporate Credit Analyst Trainee Porto

Corporate Credit Analyst Trainee
Porto
Porto, Porto District, Portugal

About The Job

• Produce
  - quality Credit Proposals in a timely and efficient manner, in order to enable BNP Paribas Corporate Coverage to do new business with clients (i. e. gain credit committee approval for new business), manage exposure to credit risk and meet its regulatory requirements (Annual Reviews).
  
  

Your Main Activities Are

• Assesment of Counterparty and Credit Risk
  
  

(i) Collecting and monitoring key information on clients (annual reports, financial statements, web site information) and requesting/analysing internal inputs (e. g. business line memos);

(ii) Liasing with Relationship Managers to gain
- depth knowledge of client environment, strategy management, resources and financials.

(iii) Analysing and summarising counterparty and credit risk on clients and prospects.

• Preparation of Credit Proposals
  
  

(i) Completing Credit Proposals compliant with guidelines, quality standards and policies;

(ii) Participating in the continuous improvement of credit process efficiency.

• Credit Risk Monitoring
  
  

(i) Ensuring the
- up of client exposure and monitoring global credit risks by alerting on any change in ratings, any major event or material evolution.

(ii) Monitoring of client covenants, strategy implementation and risk profile.

(iii) Maintaining portfolio reports and using proactively the internal credit tools.

Profile And Skills To Success

• Academic Background in economics, finance, management or accounting
• Fluency in English (mandatory)
• Attention to detail
• Organizational and time management skills;
• Strong interpersonal skills and a sense of professionalism;
• Strong communication skills.
  
  

Why joining BNP Paribas?

• Leading banking institution
  
  

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183. 000 employees, including more than 146. 000 in Europe.

• Our presence in Portugal
  
  

In Portugal since 1985, BNP Paribas today has more than 8. 700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing
- added services to various countries where the BNP Paribas Group also operates.

• International reach
  
  

Thanks To Its International Presence And Regular And Close Collaboration Among Its Different Entities, BNP Paribas Has The Resources To Support All Clients With Financing, Investment, Savings And Protection Solutions That Help Make Their Projects a Success. BNP Paribas Holds Key Positions In Its Three Core Operating Divisions

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines;
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
• Diversity and Inclusion commitment
  
  

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance
  
  

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions
  
  

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working
- up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit https://bnpp. lk/why-BNP-Paribas-Portugal

• Please note that only applications submitted in English will be considered.
• In case you are selected for this role, further documentation will be requested to support your hiring process.
  
  

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