Credit Officer

Credit Officer
Porto
Porto, Porto District, Portugal

We are hiring: Credit Officer – Fluent in English - PORTO

A new professional challenge is now available!

If you have strong analytical skills, enjoy working closely with business teams, and are motivated by
- paced environments, this opportunity is for you.

The Credit Officer, part of the Client Services unit, will be specifically in charge of supervising and coordinating the credit aspects of the onboarding / renewal requests on behalf of the Front Office ["FO"], with the objective to speed up the onboarding of our new accounts and maximize our profitability with new clients.

Qualifications

- Bachelor Degree in a relevant area (Management;



Economics;

Mathematics;



. . . )

- Strong business knowledge, expertise in financial products and associated credit risks

- Fluent English (mandatory)

- Sensitive BPCE

- Strong computer skills especially in Excel, Power
Point and Power
BI;

- Good understanding of standard legal documentations for OTC derivatives is a plus, especially master agreements (ISDA/CSA, MRA, GMRA, MSLA etc. )

- Strong communication (written and spoken) and presentation skills

- Ability to work in a
- paced environment

- Organized, ability to manage multiple tasks/projects and deadlines simultaneously

Main tasks and goals:

Act as the main point of contact for Relationship Managers (RMs), Sales, and Clients for onboarding and annual credit reviews.

Manage and prioritize credit requests, ensuring alignment with business strategy.

Prepare and formalize credit requests, including business rationale and memos for approval.

Initiate and monitor credit workflows, coordinating with the Risk Department (note: this is not a risk analysis role).

Verify documentation and perform
- checks to ensure requests are valid and complete.

Update internal tools and maintain accurate tracking of requests and statuses.

Coordinate annual credit reviews and manage exposure.

Support the renewal of credit lines for Financial Institutions and other counterparties.

Prepare performance and ad hoc reports;



suggest process improvements.

Transfer and organize documentation for new funds and onboarding processes.