Credit Officer

Credit Officer
Porto
Porto, Porto, Portugal

We're looking for a Credit Officer to join our team. This role plays a key part in supporting business growth by coordinating
- related activities during client onboarding and annual reviews. You will work closely with Front Office, Relationship Managers and Risk teams to ensure a smooth, efficient and
- prioritized credit process.

What you will do:

• Be the main contact for Relationship Managers and Sales teams on credit matters linked to onboarding and renewals;
• Drive the onboarding process
  -
  - end, ensuring requests are well defined, prioritized and delivered on time;
• Coordinate new credit requests, preparing clear business justifications and supporting approvals;
• Act as an interface between Front Office and Credit Risk teams throughout the credit assessment process;
• Monitor credit files, follow up on open points and escalate when needed;
• Support annual credit reviews and assist in managing client credit exposures;
• Contribute to reporting, monitoring and continuous improvement of onboarding and credit processes.

What we are looking for:

• Degree in Management, Economics, Finance, Mathematics or a related field;
• Good understanding of financial products and credit risk concepts;
• Strong analytical skills with a
  - oriented mindset;
• Advanced Excel skills; experience with Power
  Point and Power BI is a plus;
• Familiarity with OTC derivatives documentation (ISDA/CSA, MRA, GMRA, MSLA) is an advantage;
• Fluent in English.

Soft skills:

• Strong communication and coordination skills;
• Ability to manage multiple priorities in a
  - paced environment;
• Organized, proactive and
  - oriented;
• Attention to detail with a
  - focused mindset.