Credit Portfolio Analyst

About The Job

• Credit Portfolio Analysis (CPA) team is in charge of analyzing the quality and dynamics of the credit portfolio, including among others: cost of risk, portfolios under Risk Appetite Statement envelope, ESG and sensitivity analysis.
• The team works in close coordination with the RISK practitioners and businesses, and coordinates credit‑related committees/forums such as the CIB Credit Portfolio Committee.
• The scope of analysis is global, covering the entire Group BNP Paribas portfolio (corporate, financial institutions, sovereign, retail).
• The Credit Portfolio Analyst contributes to an enhanced level of understanding of BNP Paribas credit risk profile in closed interactions with clients.

Your Main Activities Are

• Analyze and explain key metrics, trends, axes of analysis, with a business and risk view perspectives.
• Give a forward‑looking view on the portfolio, considering the economic and financial environment.
• Present analyses to ease decision making: select and summarize strategic information and present conclusions during committees / forums.
• Follow up portfolio in a proactive and regular mode.
• Contribute to the transformation of the team’s processes by playing an active role in the context of the new digitalised business model.
• Ensure a robust permanent control framework to deliver in a timely manner, reliable and consistent analysis.

Profile and Skills to Success

• Master’s Degree in Economics / Finance / Accounting / Business Management or related.
• Up to 2 years of experience in Banking and Financial Operations / Risk and Controls / Accounting and Finance or similar.
• Advanced level of English, both written and oral.
• Knowledge in MS Office Pack (Excel, Power
  Point).
• Adaptability.
• Analytical ability.
• Communication skills, both written and oral.
• Resilience.

Why Joining BNP Paribas?

• Leading banking institution.
• Presence in Portugal since 1985 with more than 8, 700 employees.
• International reach with three core operating divisions: Retail Banking, Investment & Protection Services, Corporate & Institutional Banking.
• Diversity and inclusion commitment.
• Commitment towards work/life balance.
• Remote working conditions.
• Smart Working framework based on trust, autonomy and collaboration.

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy.

Please note that only applications submitted in English will be considered.

In case you are selected for this role, further documentation will be requested to support your hiring process.