Financial Analyst Lisboa

Overview

Join to apply for the Financial Analyst role at Go
Cardless. Go
Cardless is a global bank payment company. Over 100, 000 businesses use Go
Cardless to collect and send payments through direct debit,
- time payments and open banking. Go
Cardless processes US$130bn+ of payments annually across 30+ countries, helping customers collect and send both recurring and
- off payments. We use AI-powered solutions to improve payment success and reduce fraud, with open banking connectivity to over 2, 500 banks to help customers make faster, more informed decisions. We are headquartered in the UK with offices in London and Leeds, and additional locations in Australia, France, Ireland, Latvia, Portugal and the United States.

At Go
Cardless, we’re committed to inclusive and accessible hiring. If you need extra support or adjustments, reach out to your Talent Partner — we’re here to help. And remember: we don’t expect you to meet every single requirement. If you’re excited by this role, we encourage you to apply!

Role purpose and focus

Commercial Finance is built on two pillars: (1) be brilliant at the basics with robust reporting underpinned by a single source of truth and strong processes; (2) no surprises with ongoing forecasting of performance underpinned by proactive analysis and insights. The role focuses on two areas of an ROI calculation: primarily revenues and understanding the reasons behind the numbers, with a secondary focus on investment and how this shapes performance.

The Self Serve business (the focus area for this role) has upwards of 100k merchants with many reportable characteristics, meaning data sets can be large and complex. Deep analysis of trends and drivers is required to inform assumptions on future volumes and the value they will generate.

Responsibilities

• Develop and own performance reporting and forecasting related to revenues and investment, providing clear insights to stakeholders.
• Analyze large data sets to identify trends, drivers and opportunities; translate findings into actionable recommendations.
• Own complex budget and forecast revenue models; proactively raise risks and identify opportunities to mitigate them.
• Maintain integrity of rolling spend forecasts and collaborate with stakeholders to ensure
  - quality inputs for ROI reporting.
• Partner with senior stakeholders; act as a credible, trusted advisor and drive process changes independently.
• Support and evolve metric reporting to align with business goals and performance needs.

What excites you

• Deep knowledge of performance drivers and evolving metric reporting to align with business goals.
• Strong relationships with key stakeholders across the business.
• Ability to own and execute on process changes and work independently.
• Proactive analysis of complex data sets and ability to summarize insights clearly.
• Data modelling and budget/forecast revenue modelling with proactive risk identification.
• Maintaining high standards of inputs to deliver quality ROI reporting.
• Being a respected senior figure and role model within the team.

What excites us

• At least 5 years of experience in a Finance Analyst or Commercial Analyst role.
• Clear and confident communication across all levels of the business, including Exec stakeholders.
• Inquisitive, proactive and passionate about interrogating data to understand the why.
• Extensive experience in Excel/Google Sheets to build financial models; SQL knowledge is a bonus but a willingness to learn is essential.
• Ability to condense findings for easy stakeholder understanding.
• Comfort with cost management in a commercial context.
• Preferred: Qualified member of a recognised accounting association (e. g. , ACCA, CIMA).

Salary

Salary range: €34, 400 – €51, 600 (gross) per year, including 13th and 14th salaries.

Base salary ranges depend on role, level, location and market data. Offers reflect experience, interview assessment, budgets and parity with colleagues in similar roles at Go
Cardless.

Benefits & perks

• Wellbeing: medical cover
• Work Away Scheme: work from anywhere for up to 90 days in any 12-month period
• Hybrid Working:
  - office days determined by your team
• Equity: equity for permanently employed employees
• Parental leave: tailored leave to support your life events
• Time Off: generous holidays, 3 volunteer days and 4 wellness days annually

Life at Go
Cardless

We are defined by our values: start with why, make it happen, act with integrity, care deeply, be humble. Our values guide our culture and the work we do to achieve our vision.

Diversity & Inclusion

We’re building the payment network of the future and need a diverse team. As of July 2024, we stand with: 45% identify as women; 23% identify as Black, Asian, Mixed, or Other; 10% identify as LGBTQIA+; 9% identify as neurodiverse; 2% identify as disabled. Learn more about our Employee Resource Groups and D&I Report.

Sustainability

We’re committed to reducing environmental impact and fostering a
- positive future. We are
- founders of the Tech Zero coalition and have an action plan for sustainability.

Find out more about Life at Go
Cardless via X, Instagram and Linked
In.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

Finance

Industries

IT Services and IT Consulting and Financial Services

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