Institutional Credit Analyst Trainee

About The Job

• As part of Financial Institutions Coverage within Global Banking, Institutional Credit Analysts Team is in charge of the credit approval processes of all institutional clients, intragroup entities, sovereigns, and market infrastructures.
• In this domain the FIC-ICAT Financial Institutional Team is responsible for completing the credit analysis for financial institutions and 2S clients (including due diligence when necessary), in particular, ensuring that credit analyses and recommendations are provided in due time for Banks, Insurances, Sovereigns, Brokers, other
  - banks financial institutions, pensions funds, funds, hedge funds, regulated funds, funds of hedge funds, agency arrangements and asset managers.

Your Main Activities Are

• Analyze
  - off requests and formalize recommendations to Delegation Holders for banks
  • Analyze the structure, covenants and risk mitigants of the contemplated facility
  • Assess the creditworthiness of counterparties based on the information available from BNPP´s Systems
  • Assess risk appetite in terms of amount and tenor and present the recommendation to the RISK Delegation Holder
• Manage & record credit decisions for Trade & Fronting
  • Notify credit decisions to Business lines and credit stakeholders by email
  • Record the approval and transaction in the trade/fronting inventory and book the facility in the RISK MFI workflow tool based on defined thresholds
  • Prepare draft minutes and submit to the Delegation Holder through the RISK MFI workflow tool
  • Archive and classify credit approvals in paper format
• RISK Monitoring and Reporting
  • Continuously monitor the portfolio of counterparties, jointly with Credit Risk Control, monitoring excesses, anticipating risks, and detecting any credit issues that may require a specific review.
  • Contribute to periodic and
    - hoc portfolio review and risk reporting for counterparties under scope.
  • Ensuring that the counterparty data management is conducted well, namely
    - boarding, collection of documents, and commensurate limits update.

Profile and skills to Success

Bachelor (or higher) in Economics, Finance or any related fields

• Great communication skills with fluency in English both oral and written
• Critical thinking with the ability to develop and adapt a process
• Analytical ability with an innovative problem solving approach

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

Please note that only applications submitted in English will be considered. In case you are selected for this role, further documentation will be requested to support your hiring process.