PCM Middle Office Team Leader

Company Description

Natixis in Portugal is a Centre of Expertise whose mission is to transform traditional banking by developing innovative solutions for the business, operations and work culture of Groupe BPCE worldwide. As part of Groupe BPCE’s international division, Natixis in Portugal designs and delivers solutions for its two core areas – Corporate & Investment Banking and Asset & Wealth Management – as well as transversal services that support all entities across the Group. With more than 3, 000 employees representing 46 nationalities, the teams work across Information Technology, Banking Support Activities, and Compliance, in an integrated, inclusive, and cross‑functional way, supporting all business lines and platforms of the Group. A disruptive mindset and a culture of proximity and agility identify Natixis in Portugal Team and reflect the company's mission to transform traditional banking at a global scale, a perfect match with the Portuguese dynamics and entrepreneurial ecosystem.

Job Description

The Financing Middle Office manages a portfolio of financing operations in which Natixis is a lender, from preclosing (implementation) to final repayment by the borrower. The main duty of the team is to ensure that, along its lifecycle, each financing operation complies with the terms of Natixis’s credit decision and that the legal documentation (financing contract) is properly executed by both Natixis and the borrower.

Responsibilities

• Supervise and coordinate the day‑to‑day activity of the Financing Middle Office team: analyse and prepare new financing operations, monitor borrower obligations per the legal documentation, manage events during the lifecycle of financing operations, produce and check reports related to the managed operations.
• Set a good example and engage the team to achieve common goals and develop their potential.
• Support the Global Process Owner in converging processes and fostering transformation toward efficiency.
• Produce relevant indicators on team performance and risk areas.
• Manage the team – staff recruitment, onboarding and training of newcomers, daily organization ensuring appropriate allocation of resources to each task, reporting operational risks on time and developing corrective actions to prevent future occurrences.
• Identify and unleash talent; set clear goals and assess team members’ performance, recognizing and rewarding high performance.
• Identify and follow operational improvements to develop new and/or enhance existing processes and address possible issues and inefficiencies.

Qualifications

• MSc degree in Corporate Finance, Business School with a major in Finance or equivalent.
• Experience in people management.
• Experience with financing operations and in Financing Middle Office.
• Experience with Excel, Word/Power
  Point (advanced knowledge) and VBA.
• Experience with Loan
  IQ (preferred).
• English fluency (mandatory); French knowledge (plus).
• Strong communication skills (oral and written).
• Rigorous, with strong analytical and organizational skills, and a commitment to reliability and accuracy.
• Ability to make decisions and influence decision‑making.
• Ability to multi‑task under tight deadlines.
• Availability to work on public holidays.
• Potential short business trips required.
• Main interactions: Front Office, Back Office, Legal, Treasury, Agent banks (external).

Additional Information

Our workplace reflects the vibrant spirit of our locations, with initiatives such as a Green Transportation Budget, electric bikes, and a flexible Hybrid Work Policy. We promote wellbeing through the Honolulu Wellness Club, a Prayer Room, a Lactation Room, and themed Villages that inspire creativity and collaboration. Through our ESG and DEI strategies, we are committed to being inclusive, caring, and fair, ensuring every voice is heard and valued.

Seniority Level

Mid‑Senior level

Employment Type

Full‑time

Job Function

Finance and Sales

Industries

Banking

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