Product Owner

Join COLIBRIX ONE - Innovating the Future of Payments

At COLIBRIX ONE*, we’re building advanced, AI‑powered payment technologies that support Payment Service Providers (PSPs), Electronic Money Institutions (EMIs), and neobanks across the EU and the UK. As a fully licensed Electronic Money Institution (FCA Reference No. 927920) and holder of a Financial Institution Licence issued by the MFSA, as well as a principal member of both VISA and Mastercard, we provide comprehensive, real‑world financial solutions that include:

• Global card processing
• Digital wallet infrastructure
• Cross‑border merchant accounts
• Alternative payment methods (APMs)
• Corporate accounts for legal entities

We’re a fast‑growing team with a passion for innovation, security, and scalability. Our culture values curiosity, collaboration, and impact – and we’re looking for talented professionals who are ready to shape the future of fintech. At COLIBRIX ONE, your work directly powers the digital economy. If you’re eager to solve meaningful challenges and build with purpose, we’d love to hear from you.

Key Responsibilities

• Own the full product lifecycle for cards – from discovery and prioritization to launch and post‑launch optimization
• Manage roadmap, backlog, and priorities based on metrics, strategy, and customer needs
• Initiate and manage new card programs under BIN sponsorship / white‑label models
• Collaborate with compliance, risk, finance, engineering, and operations teams to ensure adherence to scheme rules and internal policies
• Drive product features such as Apple Pay, Google Pay, 3DS, cashback, multi‑card designs, dynamic limits, etc.
• Analyze usage, transaction metrics, and adoption to continuously improve the product
• Facilitate Agile practices (Scrum) within the product team
• Support strong go‑to‑market communication in collaboration with marketing and partners

Requirements

• 5+ years of product management experience in fintech / payments / card issuing
• Understanding of Visa / Mastercard scheme processes, BIN sponsorship, KYC/KYB, AML, 3DS, tokenization
• Experience with card processor integrations considered an asset
• Knowledge of end‑to‑end card issuing processes
• Proven experience leading cross‑functional teams and prioritizing in a fast‑paced environment
• Strong analytical and data‑driven mindset
• Fluent in English with Russian as an asset

What We Offer

• Opportunity to shape the future of fintech solutions within a growing company
• Collaborative, horizontal team structure that values your expertise and ideas
• Continuous learning and development opportunities to enhance your skills and career growth
• Competitive salary and benefits package
• Flexible work arrangements to support work‑life balance
• Employment will be offered through one of the group's legal entities – Mellifera Kartiera Ltd, Colibrix Ltd, or Mellifera Operations Ltd – depending on the role, location, and applicable legal framework

Please note that COLIBRIX ONE is a brand representing a group of legal entities. The employment contract will be signed with the relevant company within the group (Mellifera Kartiera Ltd, Colibrix Ltd, or Mellifera Operations Ltd) depending on the nature of the position and jurisdiction. This position is offered within COLIBRIX ONE. Employment will be under the appropriate legal entity based on the role and location.