Risk Architecture & Anticipation Officer

Risk Architecture & Anticipation Officer

BNP Paribas Factor is the European market leader with more than 50 years of market experience in factoring and invoice financing, in more than 10 countries in Europe and Africa. Factoring industry is a substantial contributor to the real economy, bringing concrete solutions to small professionals as well as large multi‑national corporates.

Within this environment, RISK Factoring is the independent, vertically integrated second line of defense of the risk management activities of BNP Paribas Factor, and represents roughly 130 people located in European countries.

Next to the definition of the 2025 ambitions, Factoring Filiere is preparing a very ambitious growth plan which will notably reinforce the concept of One Factoring and will set‑up a project aiming at working under the same IT platform among the various Factoring entities.

In particular, the RISK Architecture & Anticipation team at Global RISK Factoring level (Central RISK team) needs to be reinforced in order to manage the RISK IT assets that will be centrally implemented and used by the countries, and steer the regulatory projects for all Factoring entities.

Responsibilities

• Centralize and manage the roll‑out of regulatory topics such as New Definition of Default, Basel IV, IFRS9, Loan Origination and Monitoring, together with other risk topics such as debtor limits management, asset quality (credit risk early detection on our third parties), provisioning on default portfolio, etc.
• Ensure product expertise for RISK Factoring target IT assets, and in particular:
• Represent RISK needs towards other Factoring IT assets (core factoring system, global data warehouse, third‑party referential, etc. ),
• Ensure the management of parameter tables (by taking specific country needs into account),
• Gather the country needs and provide IT with business requirements,
• Perform user acceptance tests and care for change management.
• The RISK Officer will be notably involved in the migration of Factor France to the new IT architecture, first major step of One Factoring program.

Qualifications

• Demonstrated effective ability to work within a network organization,
• Business/Risk oriented approach,
• Analytical skills and sound judgement,
• Ability to query and design reports through a Business Intelligence (BI) tool such as Business Objects, Tableau,
• Experience in credit risk management,
• Change management skills,
• Fluent in French and English.
• Be rigorous and accurate: constantly attentive to the precision and thoroughness of the information sent and to the quality of the work; ensure that errors are minimized,
• Be ready to dig into detailed regulation regarding the topics under management,
• Be an excellent relationship builder: need to have a good partnership with RISK central functions, local entities and Factoring business units,
• Ability to find consensus balancing the target followed and the local specificities.

Benefits & Culture

• Commitment towards work/life balance – BNP Paribas cares about employee wellbeing and promotes a culture of good integration between work and rest.
• Remote Working Conditions – Smart Working framework based on trust, autonomy and collaboration; eligible employees can benefit from flexible remote working modalities, office and home equipment, equipment allowance and exclusive partnerships to purchase additional equipment at reduced prices.

Seniority level

Not applicable

Employment type

Full‑time

Job function

Finance and Sales

Industries

Banking and Financial Services

Equal Opportunity Employer

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.