Senior Android Engineer - Financial Inclusion at Scale

Senior Android Engineer – Financial Inclusion at Scale

4 days ago – be among the first 25 applicants.

Get AI‑powered advice on this job and more exclusive features.

Join our expanding engineering team! We're actively recruiting multiple Senior Android Engineers as we continue to scale our growing Fin
Tech division at M‑KOPA. Build sophisticated mobile applications that unlock financial inclusion across Africa.

The Impact

Your code will directly power mobile technology for millions of people across Africa who have been excluded from traditional financial services. We have already helped over seven million customers access more than $2 billion in credit and enabled 2. 5 million users to connect to the internet for the first time through our smartphones. Join us and help transform lives across an entire continent.

The Opportunity

• Mission‑driven engineering: Every feature you build expands financial inclusion for underbanked populations.
• Global recognition: M‑KOPA is named by TIME 100 and the Financial Times as Africa’s fastest‑growing company for four consecutive years (2022‑2025).
• Scale challenges: Build Android applications serving millions across multiple African markets, tackling low‑end devices and unreliable network conditions.
• Environmental impact: We are carbon‑negative, having displaced over 2. 1 million tonnes of emissions.

Link to Impact report

M‑KOPA Impact Report 2025: Pathways to progress

What You’ll Do

Build sophisticated Android applications with real‑world impact. Own the solution end‑to‑end – from architecture decisions to production monitoring – while combining cutting‑edge Android development with purpose‑driven engineering that makes digital and financial inclusion possible across Africa.

Technical Environment

• Modern Android Stack: Kotlin with Jetpack Compose for UI.
• Architecture & Patterns: Clean Architecture and unidirectional data flow (MVI).
• Cloud Integration: Azure Kubernetes Service.
• Release Cycle: Bi‑weekly Android releases with multiple backend deployments daily.
• Dev
  Ops Culture: Azure Dev
  Ops for CI/CD with trunk‑based development.

Our Engineering Approach

• Focus on raising coding standards and improving application quality.
• Embrace testing and observability as first‑order concerns.
• Deep‑dive user journeys using data to implement focused updates.
• Own the entire software stack throughout the lifecycle under a Dev
  Ops culture.

What You Need

Comfortable working as part of a team that owns the entire software stack, including supporting infrastructure, from inception through production to decommissioning. Value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first‑order concerns.

Required Experience

• Senior‑level expertise with Kotlin and Android app development.
• Deep knowledge of Clean Architecture and Dependency Injection.
• Experience with unidirectional data flow (MVI) and Jetpack Compose.
• Expertise in trunk‑based development and feature toggles.
• Strong testing practices and Dev
  Ops mindset.

Location & Benefits

• Fully remote role within UTC -1 to UTC +3 time zones.
• Work with diverse teams across the UK, Europe, and Africa.
• Professional development programs and coaching partnerships.
• Family‑friendly policies and flexible working arrangements.
• Well‑being support and career growth opportunities.

Our Mission

We create financial inclusion for the traditionally excluded through a fair, flexible, customer‑centric financing model, striving to drive greater inclusion of women, youth, and low‑income communities.

Our Impact

• Connected: 2. 5 million first‑time mobile internet users.
• Prosperous: 62% of customers use M‑KOPA smartphones for income generation, with 35 000+ livelihoods created for agents.
• Green: 2. 1 million tonnes of CO₂ avoided through clean energy products, with over 127 000 circular economy products provided.

Why M‑KOPA?

We empower our people to own their careers through diverse development programs, coaching partnerships, and on‑the‑job training. We support individual journeys with family‑friendly policies, prioritize well‑being, and embrace flexibility.

Explore more at m-kopa.com.

Equal Opportunity Statement

M‑KOPA is an equal‑opportunity and affirmative‑action employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. M‑KOPA explicitly prohibits the use of forced or child labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily. We do not collect or charge any money as a pre‑employment or post‑employment requirement.

Application Process

Applications for this position will be reviewed on a rolling basis. Shortlisting and interviews will take place at any stage during the recruitment process. We reserve the right to close the vacancy early if a suitable candidate is selected before the advertised closing date. If your application is successful, M‑KOPA undertakes pre‑employment background checks including criminal records, identification verification, academic qualifications, employment dates, and employer references.