Senior Credit & Operations Analyst (Hybrid – Lisbon, PT)

Senior Credit & Operations Analyst (Hybrid – Lisbon, PT)
Lisboa
Lisboa, Lisboa, Portugal

⭐ About the Company

Sound
Check Capital provides funding to live entertainment operators - concert promoters, music festivals, venues, theaters, and sports teams. We finance them in the form of Advances against future Ticket Sales.

We’re growing quickly and are looking to expand our Credit Team in our Lisbon office. This is a role for someone analytical, structured, and excited to build scalable processes in a
- moving environment.

⭐ What You’ll Do

You will manage deals from origination to repayment, covering underwriting, operations, servicing, and portfolio oversight.

1. Financial Assessment & Underwriting

• Lead the due diligence process and collect required ticketing + financial data
• Review ticketing reports, bank statements, P&L, balance sheets, forecasts, and background checks
• Provide clear,
  - driven credit recommendations
• Maintain high accuracy in documentation and data entry
• Manage a growing pipeline of new and existing applications

2. Operations & Servicing

• Ensure weekly reporting from clients
• Process reporting to facilitate automatic repayment
• Collaborate with engineering to maintain smooth
  - payment reconciliation
• Monitor delinquencies and escalate issues
• Support restructuring and alternative payment schedules as needed

3. Portfolio Monitoring

• Track actual vs. expected performance across the portfolio
• Identify
  - performing accounts and propose action plans
• Support broader
  - related projects as priorities evolve

4. Compliance & Process Improvement

• Ensure adherence to underwriting and servicing policies
• Streamline workflows for accuracy and speed
• Partner with management and engineering to automate processes
• Maintain internal controls and support documentation needs

⭐ What You Bring

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field
• 3–5 years in credit analysis, operations analysis, or financial audit
• Strong analytical skills and attention to detail
• High proficiency in Excel + Google Suite
• Excellent English communication
• Ability to take ownership, move fast, and improve processes
• Sound
  Check - Senior Credit & Op…

Preferred Skills

• Experience in originations, portfolio management, or collections
• Background in commercial banking, financial services, or Big 4
• Comfort with CRM systems, BI tools, and financial/ticketing platform exports
• Solid understanding of US GAAP
• Sound
  Check - Senior Credit & Op…

⭐ Details

• Start: January 2026
• Location: Hybrid — 3 days/week in our Lisbon office
• Schedule: 9am–5pm (Lisbon time)
• Type: Contractor
• Compensation: Based on experience